For Individuals
As outlined in the About Us section, my goal is to provide an excellent level of service to my clients, based on the ‘golden rule’ of treating them as I would like to be treated myself.
The service that I provide will vary from one client to another, but will typically cover one or more of the following:
- Making sense of an existing set of investments
- Bringing plans from different providers together into a simple, easy to monitor portfolio
- Managing investments so that they are properly aligned to the client’s appetite and need (if any) for risk-taking
- Re-arranging investments to reduce the possible level of Inheritance Tax by making proper use of the legal allowances.
- Establishing plans that will allow money to be passed down generations without being at risk from death or divorce.
- Putting together a plan for the best way to take pension benefits (drawdown, annuities, cash lump sums etc.)
- Making sure that pension benefits are taken in a tax-efficient manner
- Generating additional income from investments so that clients can have an improved standard of living
- Researching and arranging plans to ensure funds for private residential care home fees will last
I have considerable experience in dealing with frail and elderly clients and their relatives who may be operating under the terms of a Power of Attorney, and I have been awarded the Later Life Advice Specialist designation by the Personal Finance Society and I passed the prestigious SOLLA Later Life Adviser Accreditation which tested not only my knowledge and processes but also how I actually relate to and deal with people.
