Working Together

Financial Advice comes in all sorts of shapes and sizes, and the type that I offer is what some might consider old fashioned.

I like to take my time getting to know my clients, understanding what they want to get out of life. Learning what pushes their buttons and, just as importantly, what turns them off.

I like to look at someone’s overall position and talk through with them what they would like to achieve. What success would look like and what the implications might be of not quite managing to achieve it.

We tend to not rush into anything, instead taking the time to consider whether it is possible to ensure that their financial and their life goals can be reached without taking any undue risk, or whether in fact, taking a risk is going to be part and parcel of what they will want or will need to do. We also discuss the risk of not doing anything.

And in that way I get to act as a sounding board for their own ideas as well as helping them to focus on what is really important to them.

Sometimes this will lead on to making changes to existing investments; sometimes establishing and implementing a new strategy; sometimes making changes or taking a route that will make their affairs more tax efficient; sometimes protecting their savings from being eaten away by the cost of paying private care home fees.

But there needs to be a reason behind it all.

I do not believe in avarice and choose not to work with potential clients for whom the objective is the accumulation of wealth for its own sake.

I also will not work with those looking for a get-rich-quick scheme, those who choose to think that it is possible to earn large returns without also being able to withstand and be prepared to accept large losses or who are not fully committed to a long-term working relationship. If you fall into any of these categories, then thank-you for your interest but you will need to find another advisory firm to look after you.

However, if you’re still reading, and you like the sound of working with an adviser who puts your interests first (no ‘sales targets’ here) and who aims to treat you like he would like to be treated himself, then have a look around the website, pick up the phone or drop me a line (post or email). The first consultation is on me, and will give you a chance to see how I might help you.